Life’s financial stages.
Life’s financial stages.
You’ve finished studying (maybe), landed your first proper job and living with a few housemates.
Life’s fun, exhausting and getting the juggle right can be hard at times. Regardless, this is the time to start good habits, around saving, budgeting, and chucking some into super.
These might be your YOLO years, but fingers-crossed you’ll get to 80 and beyond? So, it pays to start laying down your financial foundations now.
We understand, thinking about your 80-year-old self feels weird, but they’ll thank you for asking things like:
Contact us to get the ball rolling and arrange a free consultation with one of our friendly advisers.
Your job is becoming a career, things are getting serious partner-wise, or if not, you’ve committed to a 4-legged companion. Kids and a mortgage may have appeared, or you can see them on the horizon.
Whether it’s wedding bells, baby wipes, or trying to understand what LVR means, this is when money gets serious.
We know life’s busy, but questions like these now will be good for your future. Ask away.
You’re adulting now, let us show you how you can still have fun while building on your foundations.
Your salary and the kids are growing, along with your expenses.
Time to get strategic, ramping up your super, looking at other investments (maybe) and making sure your financial life has clear direction. You’re in the game now, time to play smart.
Even if your plate is overflowing, making time to ask these questions now could be a game changer later.
This stage is about catching up where you can, paying off debts, putting extra away, fine-tuning your goals, and focussing on your next chapter. Whether that chapter involves a beach house, OS travel or getting grey-nomad ready, understanding the countdown to retirement is on will help you prepare for it.
Regardless of how many years away retirement is, asking yourself questions like these now will help avoid headaches later.
You’ve made it to the point where you’re either winding down work or have already clocked off permanently. Super becomes your best friend, and Centrelink strangely interesting.
Whether you’re travelling more or planning to downsize, this is when you can do life on your terms. Freedom is possible when the finances are sorted.
This decade’s all about enjoying the fruits of your hard work, but some more planning can make it a lot sweeter.
Now it’s all about keeping things simple, stress-free, and well-planned. You’ve lived, learned, and continue to pass your life-lessons and wisdom on to the younger generation (hope they’re listening?) At this stage, you deserve knowing your estate plan is sorted, your affairs are in order, and your legacy (whether financial, emotional, or legendary mashed potato recipe) is passed on.
Peace of mind, is now top of mind, and a few quick financial checks will help keep things smoothly sailing along.
Verve Group is proud to be part of the Count network. As Count Advisers, our goal is simple: to guide you through any financial confusion by providing a clear plan that will give you control of your financial future. We provide tax-effective financial and investment advice, backed by ongoing support that evolves with you. As a member of Count we only recommend financial solutions based on in-depth research. We don’t just offer any financial product; we take the time to analyse your options and recommend solutions that suit your needs.
HAS Business Solutions trading as Verve Group is an authorised representative of Count Financial Limited. ABN 50 128 787 646. Count Limited ABN 111 26 990 832 of GPO Box 1453, Sydney NSW 2001. Count Limited is listed on the Australian Stock Exchange. The information on this web page is not advice and is intended to provide information only. It does not take into account your individual needs, objectives or personal circumstances.
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