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The purchase of a motor vehicle is one of the biggest purchases you’ll make next to buying your home. However, how can you be confident that the price you have negotiated is a good price for your vehicle in the marketplace?
And with so many makes and models of car available, choosing the right car can be a very confusing, time consuming as well as expensive exercise. To minimise time and frustration try to narrow your options before you start looking.
Following are some tips to consider when looking to purchase a new or used car:
Does the vehicle meet your needs and requirements, and is it within your price range?
Have you checked its safety rating?
Have you looked at car reviews of the vehicle you are interested in?
What’s its fuel efficiency and is it environmentally friendly?
Luxury vehicles and some imported models can be expensive to service and repair. Have you checked the price of the major services and parts (e.g. water pump, cam belt (if applicable), brake pads and disc rotors etc.)
Have you looked into the cost of insurance premiums? Perhaps it might be worth considering vehicles with a higher theft security rating?
How many passengers will you regularly carry? Will your kids require more leg room in the near future?
How is access in and out of the vehicle with babies or young children and elderly?
Will you need baby/child seat anchorage points? Have you checked the number of restraints?
Will you require extra cargo space to transport a baby pram?
If you will need to tow a trailer/boat/caravan, have you checked the vehicle’s towing capacity?
Will you require space for work materials or sporting gear? Do the rear seat folds down?
Do you need finance for your business-use vehicle*?
Verve Group can guide you on the tax-effective merits of hire-purchase vs leasing, offering you the most competitive deal before you purchase.
If you would like to request a quote talk to Verve Group Finance today on (08) 8120 4877 or email: finance@vervegroup.com.au
* Lending services are authorised by Finconnect (Australia) Pty Ltd ABN 45 122 896 477 Australian Credit Licence No. 385888 a wholly owned subsidiary of Count Financial Limited.
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